Just as we never know what is round the corner for ourselves, the same is true for our pets. Whether you have a lively puppy or an older dog, a playful kitten, a fully grown cat or any other type of animal the fact is that they can prove to be expensive family members if and when if they need substantial veterinary care. Pet insurance is a viable option, and remember that pet insurance covers not only dogs and cats but also rabbits, caged animals like hamsters and guinea pigs, as well as reptiles and birds too. But before buying pet insurance you would be wise to check out the small print and be sure the cover offered is what you need.
Pet insurance is the best way to avoid enormous and unexpected vet bills, and with monthly payments it is easy to add pet insurance to your list of outgoings and not really feel the pinch. It means that if you find yourself in a position where your beloved pet has been hit by a car you have to immediately rush him to the vet for treatment, having insurance ensures that you can focus on the wellbeing of your animal and not have to worry about the cost.
An unexpected expense such as a vet’s bill can act as a tipping point if your finances are uncertain. If you find yourself in a position where debt perhaps started out with a few unforeseen expenses but has now spiralled to unmanageable and worrying proportions, then now is the time to contact an expert debt management company. Their experience in creditor liaison means that they can speak to all your creditors, including your vet, on your behalf and work out a manageable debt solution. Debt advice companies may also be in a position to negotiate with creditors to either freeze or make a significant reduction in the interest amount that allows you to bring the balance down more quickly. They’ll take into account all of your outgoings, and that includes how much your pet care is costing you and give you no-nonsense advice on how to bring the costs down.
Choose a debt management company as carefully as you choose your pet insurance company. Reputable UK debt management companies are DEMSA enrolled and have the Office of Fair Trading approval. The professional debt management company offers tailor-made solutions that work for you and by speaking to your creditors on your behalf they ensure you are not hounded by telephone or letter. Professional debt management solutions and an invaluable tool to help you get out, and stay out, of debt. That means you’ll have enough money left in the pot to make sure that your pet insurance premiums are kept up to date, and that your pet is fully covered.